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In 1937, the Highland Park State Bank converted to the First National Bank of Highland Park. Founded as Highland Park Bank in 1899 and incorporated as Highland Park State Bank in 1904, Highland Park State Bank merged with Highland Park Trust and Savings Bank in 1923. Highland Park Trust and Savings Bank was created in 1916 after the the death of David M Erskine, who founded D. M. Erskine Bank in 1899.
The Banker’s Magazine, Vol. 59, notes two banks were opened in Highland Park in late 1899, the D. M. [David McMichan] Erskine Bank and the Highland Park Bank (incorporated as Highland Park State Bank in 1904), the first official banks in the young community. The eponymous Erskine Bank evolved from multiple ventures of David Erksine.

Born on the Isle of Antiqua, West Indies in 1851, Erskine founded a Highland Park real estate business circa 1874. He rapidly expanded his business ventures, including a newspaper and private loans and investment services. He also became active in local government and civic activities. Erskine advocated for the city’s water works structure, culminating in Highland Park’s Water Ordinance of 1916. He served as mayor of Highland Park 1891-1893.

Erskine’s name remains strongly associated with the historic building with the post clock at the northeast corner of Central and Saint Johns Avenues in Highland Park. Erskine built the Erskine Bank Building with two vaults in 1907 after purchasing and demolishing the original structure, called the McDonald Building, which had been built by the Highland Park Building Company. Erksine had moved his banking offices there in 1900.

The D. M. Erskine Bank shut its doors after Erskine’s death October 26, 1916 and never reopened. His widow, Maud Erskine, assured depositors relief and access to their funds from the enterprise’s quarter million dollars in assets. She soon sold the building, and the newly organized Highland Park Trust and Savings Bank opened in the building’s banking rooms by the end of November 1916. Erskine’s nephew Raymond Erskine served as assistant cashier and an officer of the bank. He served as an officer of the bank until his retirement in 1966.

In 1923, Highland Park Trust and Savings Bank merged with the Highland Park State Bank and the post clock was added during renovations in early 1924.

Highland Park State Bank survived the crises of 1929 and the Great Depression and converted to First National Bank of Highland Park in 1937.
By 1985, the First National Bank of Highland Park was a subsidiary of Citizens Financial Corporation, a Highland Park enterprise later renamed USAmericabancs Incorporated.  NBD Bankcorp (National Bank of Detroit) moved to acquire USAmericabancs in late 1986 resulting in a new name for the longtime Highland Park Bank.   NBD continued the merging trend; joining First Chicago NBD and Bank One respectively.  JP Morgan Chase & Company is now the bank on the corner after Chase’s 2004 purchase of Bank One.

Jo Fischer (1900-1987), Chicago Sun-Times Cartoonist, was born in 1900 in Highland Park, IL, He studied at the Chicago Art Institue and the Chicago Academy of Fine Arts. He created the cartoon strips "Duets" and "From Nine to Five" which ran in the "Chicago Sun-Times Syndicate" from 1944 to the mid-1970's. In 1963 he and his two brothers Leo Fischer and Maurice "Ritz" Fischer, were presented with the "Press Vet of the Year" award, by the Chicago Press Veterans Assc.

In 1883, Archibald W. Fletcher and family, wife Elizabeth and daughter Mary (May), settled in Highland Park. Originally from Canada, the Fletchers came to Chicago in 1863 and worked on a government contract building bridges. Eventually he became a resident of Evanston and began establishing his carpentry business on the North Shore. Fletcher became interested in breakwaters and began building them along Lake Michigan in conjunction with the various towns. In 1883, he established a coal business in Highland Park that expanded his work from only carpentry and building. Then in 1884, he also established a lumber yard. Fletcher was contracted to work various jobs in Highland Park and even built a 3 story business building on Central Avenue, dubbed the Fletcher building.
Fletcher served as postmaster of Highland Park at the turn of the 19th-20th century.

*For more information on the Fletcher family consult "Highland Park The First Hundred Years"

The Flute and Fiddle Club was primarily an orchestra. Its conductor and director was Everett L. Millard beginning in 1929. Occasionally, the orchestra would do programs in conjunction with the North Shore Choral Society.

The Flute and Fiddle Club began in 1929 under the guidance of Everett L. Millard. Millard was a well-trained music proficient who studied in both the United States and Germany. His home, a log cabin in Highland Park, Illinois, served the rehearsal space and often times the performance location for the orchestra. Millard led the Flute and Fiddle Club as conductor of until his retirement in 1953, conducting the full string and brass orchestra. Beginning in 1950, a group of board members also assisted the Club. The board helped design the year's set list, planned holiday parties, organized, and advertised the Club's performances. They gave suggestions for what should be played and kept track of who was volunteering to play and sing at the various events. They were an asset to Millard; and after his retirement, fully took over the preparation and direction of the Club.

Millard also led the Chamber Symphony Orchestra and the North Shore Musicians, who gave concerts at various locations twice a year, during his Flute and Fiddle Club tenure. Both music ensembles began in 1929, and lay claims be the oldest community orchestras in the Chicago area. Millard's home also doubled as a performance venue.

Before becoming conductor of Highland Parks' music groups, Millard actively participated on various boards and societies in Highland Park. He is originally from Highland Park, and attended grade school at the North Shore Country Day School after it opened up in 1919. He continued his education at Philips Academy Andover Massachusetts and then moved onto four years of Harvard University's chemistry program. During his studies at Harvard, Millard traveled to Vienna, Austria, to study music. Upon his return to the United States, Millard joined the Navy and was an officer in New York when he met his wife in 1945. Marry and Everett married in 1946 and had four children: "Skeets" Hyde, "Corky" Mary Cordelia, "Liza" Ann Eliza, and "Penny" Olivia Penniman. He raised his children in the same log cabin built by his grandfather in whiche grew. father. His home was not just the practice and occasional performance space for his orchestras but also his work place.

Millard was a publisher, writer, editor, general contractor, and licensed real estate broker with an outside office located in Chicago. He was also an active member of the Federalist movement, board member of the East Park Board, chairman of the City Beautification Committee, and an officer on the board of the Highland Park Hospital Foundation. In his spare time, Millard enjoyed being with his family and attending the high school's Glee Club events, where as a student, his long courtship with music began.